How Can I Avoid The Cheap Car Insurance Quote Scam Syndrome?

By Mike Anderson Posted in Car Insurance News

The Scam

The Internet is saturated with sites that promise to find you the lowest car insurance premium rate possible. Many of these sites are not reputable and you could be duped into giving them money. The latest scam is where an Web site will promise to find you the cheapest insurance out there for a small fee. After you pay the fee, they “find” you the cheap premium but in truth they are not authorized to approve quotes from any insurance companies. In the end you are out the money and still don’t have cheap car insurance.

How To Avoid It

When you are shopping for car insurance it is important to stick to the sites with a good reputation that also provide a wealth of information to help you make an informed decision about your car insurance. Don’t fall for the sites that promise to find you the cheapest car insurance quote or find you cheaper insurance than any other site. The reality is that the car insurance companies determine your car insurance premiums not the hosting Web sites. The Web sites are there to provide you with a central location to shop for insurance without having to jump from site to site.

The Devil’s In The Details

The other side of this scam are the insurance companies that perpetrate it. While it sometimes comes from a specific Web site, there are also many “car insurance” companies that have Web sites that specifically try to draw people in with offering cheap insurance quotes.

If the quote seems to good to be true then it probably is. Nothing is set in stone until the papers are signed. So they might offer you one price for car insurance but once you sign up then the price goes up. The quotes are preliminary and usually based on nothing more than your age, sex and the type of car you drive. Being an informed consumer will help you avoid falling for this scam. Be sure to research the companies and Web sites before you buy.

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