Is Roadside Assistance Worth Having On My Car Insurance Policy?

By Sharon Gibson Posted in Car Insurance News



Be Prepared For The Unexpected

Car insurance companies offer roadside assistance coverage to help in the event of a roadside breakdown or other auto emergencies.  If your car is broken down, it will be towed up to a certain distance or to a nearby-approved service center.  Technicians are dispatched to repair flat tires and jump-start dead batteries. In the event that your keys are stolen, lost, or even locked inside your car, a locksmith will be sent to unlock your doors or replace your keys if necessary. Fuel and other engine fluids will be delivered to you if you run out of gas or run low on fluids.

Most of the above-mentioned services are included as part of an additional fee added to your insurance premium. However, some services my include extra costs. If your battery is unable to be jump started, it can be replaced for the cost of the battery. If fuel or engine fluids are delivered, the service is generally free, but you pay the cost of the gas or fluid. Key replacement will also include an additional charge. The cost of these charges is often comparable to what you would pay at a station or service center.  It is important to know which services will require additional fees when purchasing roadside assistance coverage.

Roadside Assistance Can Save You Money In The Long Run

Many times just one roadside emergency will be costlier than the premiums paid for the additional coverage. Oftentimes towing your car even a short distance can cost in excess of $200. Adding roadside assistance is a good idea for someone who often travels long distances or is planning a trip. Many times a driver can find themselves far from the nearest gas station or service center. In these situations a breakdown can be very costly and dangerous.

Roadside Assistance Can Offer Safety And Piece Of Mind

Changing a flat tire on the side of the road can often be a dangerous job, especially in heavy traffic or poor weather conditions. With roadside assistance professionals can help get you back on the road in a safe and timely manner. For many people the idea that help is just a phone call away while on the road is worth the additional premium charges.

Related posts:

  1. Which Parts Of A Car Insurance Policy Are Not Required By State Laws?
  2. How Do I Buy A Car Insurance Policy If I’m Going Out Of The Country?
  3. How Can I Efficiently Compare Multiple Car Insurance Quotes?
  4. J.D. Power: Who Has 2009′s Best Auto Insurance Customer Satisfaction?
  5. Do I Need To Have An Umbrella Policy In Addition To My Car Insurance?






Leave a Reply