New Minimum State Requirements For New York Auto Insurance Quotes

By Sharon Gibson Posted in Car Insurance News



State governments are constantly changing legal requirements for auto insurance, and New York is no different. With a changing economy, inflation and different driving standards, it is important to change the minimum state requirements for New York auto insurance quotes. The new minimums are not very different than they have been in the past, but they are slightly different. What does this means to your auto insurance quote? Each individual will be affected, depending upon how much coverage they want, or currently have.

Why Are There New Minimum State Requirements For New York Auto Insurance Quotes

As the minimum amount of coverage changes, the quotes must change so that the companies can still afford to cover the new minimums. If you already have a higher than required amount of coverage for things like liability, and personal injury, you may not see a change how much pay for auto insurance. If you are using the old minimum, when the required amount increases, you may have to pay more in your premium to cover the increase. An accident can be a serious situation that can have devastating effects, whether you are injured or not. The government is trying to protect citizens by changing the requirements.

What Are New York’s Requirements

The new minimum requirements for New York auto insurance quotes will be listed in the following sentences. Bodily injury requirements are $25,000 per person, per accident up to $50,000. The minimum property damage limit is $10,000. Personal injury protection is set at $50,000. Other coverage such as covering you own car are still not required. These rates should not mean drastic increases for anyone looking to switch or change auto insurance in New York State. These new minimum state requirements for New York auto insurance quotes are meant to better help the general public.

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